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Personal Checking

All our accounts take "convenient" to another level


Everyone talks about offering services that fit your lifestyle.  At Killbuck Savings Bank, we deliver on that promise with checking options that provide the basics and much more.  Whether you're looking to cut expenses, take advantage of digital banking options or generate extra income, we offer a variety of accounts designed to make your life a little easier. 

  • Free debit card
  • Free online banking and electronic bill pay
  • Free mobile banking and mobile check deposit
  • Free e-Statements
  • Free direct deposit
  • Access to a nationwide ATM network
 

Prestige Interest Checking


Extra effort pays off.  When you keep a higher balance, you increase your earning potential.

  • Higher interest rates for balances of $1,500 or more
  • Competitive rates paid on balances below $1,500
  • Low $8 maintenance charge for months when balance falls below $1,500
  • Free basic checks

50-Plus Interest Checking


Stretch your dollars as far as possible.  If you're age 50 or older, you can say good-bye to fees and hello to extra earnings.

  • Earn competitive interest
  • No minimum balance
  • No monthly maintenance charge
  • Free basic checks

Direct Interest Checking


Ready to make some easy money?  All you have to do is sign up for direct deposit or any automatic payment.  

  • Earn competitive interest
  • No minimum balance
  • No monthly maintenance charge
  • Free first box of basic checks

Completely Free Checking**


No fees or hidden costs, get access to our high-performance money management tools without spending a single dollar.

  • No monthly service charge
  • No minimum balance
  • Free first box of basic checks
**Other fees such as non-sufficient funds, overdraft, etc. may apply.  See fee schedule for details.  Minimum opening deposit is only $50.  Ask us for details.  Bank rules and regulations apply.











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Welcome Home Loan Program

Welcome Home funds for this year have all been reserved.  However, our bank participates in this program each year so make sure to contact us next year (2025).  Helping to create homeownership, the Federal Home Loan Bank (FHLB) of Cincinnati Welcome Home Loan program provides a grant for qualified homebuyers with up to $20,000 of assistance toward the down payment and/or closing costs of a new home.  A great opportunity if you've ever dreamed of owning your first home or if you're looking to purchase a new home!  Click here to find out more.