Local people here to guide you every step of the way. Our goal is to help you realize your dreams.
















Kenton is a 2018 graduate of Dalton High School who began his career in the trades, working in roofing for several years before transitioning into the financial world. Today, he proudly serves as a Mortgage Loan Officer at The Killbuck Savings Bank, helping customers achieve their homeownership goals with care and expertise.
Outside of work, Kenton enjoys flying drones, fishing, hunting, and snowboarding. He is also currently part of the Holmes County Leadership Program, further developing his skills and connections within the community. Kenton is engaged to his fiancée, Emily, and the two are excitedly planning their May 2026 wedding.


Serves residents of Knox County.
Josh Gardner is a Mortgage Loan Officer with six years of experience in consumer and commercial lending. Before returning to Knox County, where he has lived for 30 years, he worked in the federal government and owned a teen driving school. He is grateful to now serve his community through local banking.
He is actively involved as an ambassador for the Knox County Chamber of Commerce and a member of its 2026 leadership class. Josh also serves on the board of Risen Thrift, a Danville-based nonprofit he has supported since 2021 and is passionate about its mission to give back and support local initiatives, including addiction recovery programs.
A Danville High School graduate, Josh earned his degree in Business Management from The Ohio State University. He and his wife, Kayla, have been married for 14 years and are raising their two children in Danville. Outside of work, he enjoys golfing, fishing, traveling, and spending time on the water with his family.