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Welcome Home Program

This program will open April 6, 2026 at 8am ET.

The FHLB Cincinnati offers grants of up to $20,000 to homebuyers to assist with down payment and costs for income eligible homebuyers through the Welcome Home Program.  Homebuyers may apply and qualify for a mortgage loan with a member financial institution, like Killbuck Savings Bank, to utilize the grant.  


Funds will be available for reservation on a first-come, first-served basis beginning at 8:00 a.m. EST on March 3, 2025 and will remain available until all funds have been reserved. Homebuyers must apply with a member institution.  We invite you to contact one of our Killbuck Savings Bank Mortgage Lenders at 330-276-4881 for more information.  







*This program is administered by the FHLB Cincinnati.  Killbuck Savings Bank cannot modify or make exceptions to any of the program requirements.  Please visit the Welcome Home Program page for complete details.